Archive for the ‘money’ Category

Looking for the path to right debt management March 3rd, 2010

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There are two possibilities here, either management will attempt to acquire all the equity with their own money or, more likely, with traditional bank finance; or if the buy-out is an EPO, a specialist EPO financier will provide both equity and debt support. To prepare your company for this type of buy-out you need to be aware of the following:

Where the management is buying your business without any borrowings, the central issue is whether the business is attractive enough for them to offer you your asking price. In these circumstances, the transaction is more like a trade sale than a management buy-out.

Where the management is putting up some of the purchase price only and is borrowing the rest, the business will still need to comply with the traditional MBO, because the business assets will be security for the borrowings. This is very important because, from my experience, most management/employee buy-outs that fail do so because they are unable to acquire the finance they need.

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Expand your business with web standards conformance. November 15th, 2009

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44Web standards allow you to increase the searchability of your financial sites. Google has been dubbed the greatest blind user out there on the web, because it (as well as other search engines) are particularly partial to indexing standards-compliant sites.

Break the “build, break, re-build” cycle. It is important to ensure forward compatibility of every website regardless if it concerns loans, real estate or money in general, with any new browser releases: your CSS-based financial site will be displayed accurately in future versions of today browsers. With table-based sites you never know what may happen. Along with the constant evolution of (standards compliant) browsers the performance of non-standards sites decreases. This phenomen is often described as “perpetual obsolescence”.

You can also save money by simplifying your design requirements. Compliant financial websites have an improved chance of rendering properly on all resolution and monitor sizes, while still maintaining design integrity that was originally intended for them.

Not only can you improve your income but also accquire some good publicity along the way. Creating an attractive, well-functioning and standards-compliant financial website is becoming the benchmark of good design and development of a successful company.

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Prepare your business for the future – use valid CSS and HTML November 13th, 2009

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The fact that your financial website is rendering just fine on all current browsers is no guarantee that a business site that contains invalid markup will as render fine in the future. What is more, there are no guarantee that your website will be displayed fine (or at all) in the constantly increasing number of non-traditional devices such as PDAs and mobile phones. As companies involved in the browser business make further efforts to make their products compliant to web standards, the issue of “rendering fine” in specific browsers becomes moot, anyway. Standards-compliant markup your financial website will be even more of an assurance that it will work properly on every platform in contrast to error-laden and proprietary markup.

Designing your real estate or loans website to the current level of standard indicates your website should be marked up using the so called XHTML – an XML-compatible version of plain old HMTL. If you resort to this format will allow your business to venture into the inevitable world of XML without the necessity for any significant alterations of your financial site’s structure. XML features can be added without much time and effort involved.

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